By the end of 2015, there were 2,665 cumulative access institutions in the personal credit basic database, and 880 million individuals were filed. The number and amount of card spending is increasing, but the risks that come with it are not to be underestimated. In 2015, only 50,000 credit card frauds occurred, and the number of credit card fraud cases accounted for a quarter of economic cases.
It is understood that credit card theft is mainly for pseudo-cards, Internet fraud and stolen card theft. So, what should consumers pay attention to when spending credit cards? How to prevent these credit card risks?
Do not disclose information before "sweeping" thinking
Credit card mobile banking is "consumed" for no reason. One of the more common reasons is that when it comes to online shopping, it is exposed to a QR-like pattern. The fraudsters use these QR codes to implant the mobile phone Trojan into the victim's mobile phone and automatically extract relevant information. In just a few seconds, personal information such as mobile phone number, card number, password, etc. may have been passed to others. The use of QR code to steal has become a new form of fraud.
[Watch] When encountering QR code, application and other transactions, the majority of users should be vigilant, first verify the source of the QR code, choose the QR code issued by the formal enterprise, the merchant, do not scan the two-dimensional source unknown. code. In addition, pay attention to the protection of personal information, do not click on the unknown link sent to the phone, scan the QR code of unknown source, and receive unidentified pictures.
Eyes are not "clone" from the card
Recently, many credit card or stored-value card fraudulent incidents have occurred frequently, the machine does not leave, the card does not leave, the mobile client has almost never logged in, and the money in the credit card has been transferred away. From the perspective of modus operandi, it is mainly done on POS machines and ATM machines. The criminals use the pos machine to swipe the card to collect cash for the customer, and collect the handling fee from it, or use the POS machine to steal the bank card information and use the “clone card†to steal the client's funds.
[Support] When consumers pay for cards on the POS machine, don't let the cards get out of their sights. When the cashier returns the cards, check if they are their own cards. When using card consumption, pay attention to observe whether the POS machine has modified traces. When withdrawing money, you should try to go to the large-scale self-service bank in the bustling area of ​​the city. At the same time, you should distinguish whether there are any extra equipment in the card slot of the ATM machine, and don't trust the notice attached to the self-service equipment.
Not easily transferred after being stolen
The three most important ways to swipe your card are by password, by signature and password + signature. The credit card holder generally believes that if the card signed by the signature is stolen, it can prove that it is not the signature of the card holder, and there is no risk of the funds being stolen. This is not the case. The stolen money is likely to be the risk of the cardholder himself.
[Wars] Regardless of how the fraud is refurbished, the ultimate goal is nothing more than picking up the cardholder information, tricking the cardholder into transferring money, or pushing the card. When the cardholder discovers that the card is lost or the card funds are stolen, they should report the loss to the bank at the first time. In addition to paying attention to the security card, consumers can also apply to the bank to set up a credit card or the current day to limit the loss to the minimum.
Perfectly suited for smaller spaces like studio apartments and office, our Home Office Desk can quite easily be tucked into a corner. Though small in size, this piece offers some storage space with drawers. Assembly is required.Our table is designed to give you plenty of leg room but also doesn't take up too much space in your home.
Study Desk,Simple Study Table,Foldable Computer Desk,Wall Mounted Study Table
Baklam , https://www.baklamjm.com