1. T+0 arrives immediately: Generally refers to a specific merchant, requires immediate payment, and after the bank passes the audit, it considers that such a merchant meets the immediate arrival requirements, and the merchant also applies for an immediate request, which can be handled through the audit. The program to complete the instant arrival requirements.
Second, T+1 the next day to arrive: the general merchants, most merchants when the account is T+1 mode, is the next day to arrive, this is the bank's prescribed arrival time, is the POS cash register of most merchants Swipe the card to the account time. It usually arrives after 3 pm.
Third, T+2, T+3 mode: refers to the special users who have a large number of cards and a large amount of money. The amount of data is large. If there are merchants with special circumstances, the bank will make special adjustments according to the special circumstances of such merchants. It is usually 2-3 days to arrive.
Generally, the bank does not check out on holidays and weekends. Therefore, the card is swiped at the POS cash register from Friday to Sunday. It is waited until the bank goes to work on Monday to check out. After the checkout is completed, the amount of the card will be reduced and the fee will be released to the merchant.
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