Chongqing merchants reduced operating costs and then spread good news! Yesterday, China UnionPay Chongqing Branch announced that the card transaction rate for bank card POS machines in Chongqing will be adjusted from September 6. "This adjustment is limited to domestic and offline consumption, and the overall rate has been greatly reduced."
The reporter learned that in order to implement the spirit of the "Opinions of the General Office of the State Council on Promoting the Healthy Development of Domestic Trade Circulation", the business cost of merchants was further reduced, and consumption was expanded. The National Development and Reform Commission and the People's Bank of China issued the "Price System for Improving the Fees for Bank Cards." Notice, and will be officially implemented on September 6.
Issuer service fee: lower
The card issuing bank's service fee charged by the card issuing institution shall be different from the merchant category, debit card and credit card differential billing, and the rate level shall be reduced to 0.35% of the transaction amount of the debit card transaction, and the credit card transaction shall not exceed 0.45. %.
Network service fee: lower
The network service fee is collected by the bank card clearing institution separately from the acquiring and issuing agencies. The rate level is reduced to not exceed 0.065% of the transaction amount, and the card issuing and acquiring institutions each bear 50% (that is, the rates charged to the card issuing and acquiring institutions respectively do not exceed 0.0325% of the transaction amount).
Two service fees: single cap
“A single capping measure is implemented for the card-issuing service fee and network service fee.†China UnionPay Chongqing Branch stated that the card-issuing fee for the debit card transaction is not more than 13 yuan, and the credit card transaction is not enforced. Pen capping control.
The network service fee does not distinguish between the loan and the credit card. The maximum amount of the single transaction is not more than 6.5 yuan (that is, when the bill is collected separately from the card issuer and the card issuer, the single charge amount does not exceed 3.25 yuan).
Some merchants: full reduction
"For some merchants, the card-issuing service fee and network service fee preferential measures are implemented." China UnionPay Chongqing Branch said that the non-profit medical institutions, educational institutions, social welfare agencies, pension institutions, and charities will implement the card-issuing service fee. , network service fees are fully reduced.
Supermarkets, large-scale warehouse-style stores, water and electricity gas payment, refueling, and transportation ticket-selling merchants that are closely related to the daily life of the people, in accordance with the principle of maintaining overall stability at the rate level, implement card-issuing service fees and networks during the two-year transition period. Service fee rate discount.
Bill of lading service fee: market adjustment price
For the service fee of the more comprehensive competition, the current government guidance price is changed to the market adjustment price, and the acquirer and the merchant negotiate to determine the specific rate.
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